Saving money in a time of crisis may seem challenging, or even impossible, but it’s actually quite simple to do if you follow just a few tips. So give the ones down below a try and see how much you can save!

Switch Suppliers

Make sure you’re not paying any more than you have to on your utility bills. If another company can offer you the same at a cheaper price, then go for it. Put the difference aside into savings. It may seem small but can quickly add up with minimal effort on your part.

Sell what You don’t Need

Get rid of things you don’t use that are gathering dust and put the money you make from the sale into savings. Be sure you definitely no longer want or need an item, then list it on Craigslist or eBay. You’ll end up with less clutter and some nice savings.

Use a Savings App

By using a trusted savings app, you won’t have to do anything towards your savings (unless you want to). Some apps will hold money in savings for you, taken out of your account automatically. Chances are you won’t notice, as you set amounts within your means.

Use Different Supermarkets

You may have a supermarket that you always use, but loyalty doesn’t always pay off. By using several supermarkets, or online price comparisons, you will be able to find the best deals.

Lose the Name Brands

When doing your food shop, it may also be worthwhile to stop using name brands and start looking at a shop’s brand of items. Most of the time these items are just as good but can save you a lot of money in the long run.

Switch Banks for Cash

Find a bank that will pay you higher interest and switch to them. Each month put the interest into a savings account and let it add up. If you then find another account in a few months that will serve you better, switch again. You don’t have to stick with the same provider.

Spend Only on Essentials

That latest makeup, smartphone, or impulse purchases at the grocery store aren’t essentials, so don’t buy them! In a time of crisis only spend on the things you truly need and save the money you haven’t spent in case of an emergency.

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Saving doesn’t have to be difficult, even when times are tough. By following these simple steps, you can start accumulating some savings that will do you well when you’re having your own crisis, rather than having to panic and scrape for money if that time comes.